Direct Benefit Transfer (DBT) is used by the UP and central government to send scheme benefits like pension, scholarship, PM-Kisan, gas subsidy, and other welfare payments directly into bank accounts. For DBT to work, your Aadhaar must be seeded to your bank account and mapped with NPCI. If either step is incomplete, payments may fail or not reflect.
What is Aadhaar Seeding & NPCI Mapping?
| Term | Meaning |
|---|---|
| Aadhaar Seeding | Linking Aadhaar number to your bank account |
| NPCI Mapping | Bank account mapped with NPCI for receiving DBT payments |
| DBT | Direct transfer of scheme benefits to your bank |
How to Check Aadhaar-Bank Linking Status
- Visit UIDAI Bank Mapper: https://resident.uidai.gov.in/bank-mapper
- Login using Aadhaar OTP
- View your NPCI linked bank account
How to Seed Aadhaar to Bank Account
Offline Method
- Visit your bank branch
- Fill Aadhaar seeding form
- Submit Aadhaar copy + passbook
- Bank updates details in 24-72 hours
Online (if supported by bank)
- Login to your bank app/netbanking
- Search Aadhaar Linking/Service Request
- Submit OTP verification
How to Update Aadhaar Details if Incorrect
- Visit Aadhaar portal: https://uidai.gov.in/
- Use Update Aadhaar section
- Correct name, DOB, mobile, or address if mismatched
Common Reasons for DBT Failure
- Aadhaar not linked to bank
- NPCI mapping inactive
- Name mismatch between Aadhaar and bank
- Dormant or closed bank account
- Mobile number not registered with Aadhaar
- IFSC or account details incorrect in scheme form
Solutions to Fix DBT Payment Issues
- Link Aadhaar at bank branch
- Confirm NPCI mapping via UIDAI
- Correct name spelling mismatch in Aadhaar or bank
- Activate dormant bank account
- Update Aadhaar linked mobile number
- Re-submit correct bank details in scheme portal (pension/scholarship)
Government DBT Portals for Scheme Status
- Pension DBT: https://sspy-up.gov.in/
- Scholarship DBT: https://scholarship.up.gov.in/
- PM-Kisan DBT: https://pmkisan.gov.in/
Key Points
- DBT payments always go to the NPCI-mapped Aadhaar linked bank account
- Always use official portals only to verify linking status
- Banks are responsible for updating Aadhaar seeding
- Most scheme payment failures are caused by linking or mismatch errors